KYC requirements

What each card actually asks for.

Every provider below was signed up for personally. These are the exact verification steps requested, ordered from lightest onboarding to heaviest.

CoCoca Card logo

Coca Card

Setup time: ~8 minutes

4 steps
  • Email verification
  • ID / passport scan
  • National ID number
  • Verification questionnaire
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EtEtherFi logo

EtherFi

Setup time: ~8 minutes

5 steps
  • Email verification
  • ID / passport scan
  • Verification questionnaire
  • Mobile number verification
  • Tax ID number, required only if you want to use fiat deposits
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BiBitget Wallet logo

Bitget Wallet

Setup time: ~10 minutes

5 steps
  • Email verification
  • ID / passport scan
  • National ID number
  • Verification questionnaire
  • Mobile number verification
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WiWirex One logo

Wirex One

Setup time: ~12 minutes

5 steps
  • Email verification
  • ID / passport scan
  • National ID number
  • Proof of address (strict)
  • Verification questionnaire
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OoOobit logo

Oobit

Setup time: ~7 minutes

5 steps
  • Email verification
  • ID / passport scan
  • National ID number
  • Verification questionnaire
  • Mobile number verification
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ReRedotPay logo

RedotPay

Setup time: ~12 minutes

6 steps
  • Email verification
  • ID / passport scan
  • National ID number
  • Proof of address (for full limits)
  • Verification questionnaire
  • Mobile number verification
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ByBybit Card logo

Bybit Card

Setup time: Fast, but heavily gated for South Africans

6 steps
  • Email verification
  • ID / passport scan
  • National ID number
  • Proof of address
  • Tax number
  • Authenticator setup
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KaKast logo

Kast

Setup time: ~10 minutes

6 steps
  • Email verification
  • ID / passport / driver's licence scan
  • National ID number
  • Proof of address
  • Verification questionnaire
  • Mobile number verification
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Who ranks these cards

I'm Tristyn Pawson, founder of ConsistenC.xyz. Over the last five years I've worked on marketing, development and growth across five crypto cards and neobanks, building at least three of them from scratch.

Alongside that I've run in-depth research on 20+ crypto banks to understand what actually makes someone keep a card in their wallet. These rankings reflect that: which problems are tolerable, and which ones are genuine deal breakers.

Years in market
5
Cards built on
5
Neobanks researched
20+