KYC requirements

What each card actually asks for.

Every provider below was signed up for personally. These are the exact verification steps requested, ordered from lightest onboarding to heaviest.

Offgrid

Setup time: Once you have a code, 5 minutes

1 steps

Passkey set up.

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Tevau Card

Setup time: Virtual card issued in the app after approval

1 steps

Identity verification (ID plus selfie)

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Pulsar

Setup time: 5-10 minutes

2 steps

Passport or government ID
proof of address where required

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KazePay

Setup time: ~15 minutes

2 steps

None on the base tier
Requirements vary by card tier

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Nexo Card

Setup time: Virtual card activates almost instantly

2 steps

Identity verification
Supported EEA UK or eligible European ID document

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MetaMask Card

Setup time: Virtual activates instantly

2 steps

Card sign-up in MetaMask app with personal details (identity verification
details not published on card page)

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WhiteBIT Nova USD Card

Setup time: Virtual card after KYC and card application in the app

2 steps

WhiteBIT KYC
Phone verification

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Cashi

Setup time: 7 minutes

3 steps

ID documents
Questionaire
Facial verification

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PayitFast

Setup time: About 3 min (ID + face scan KYC)

3 steps

ID
Face scan
Questionaire

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Plasma One

Setup time: 10 minutes

3 steps

Identity verification
facial scan
questionaire

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XPlace

Setup time: ~10 minutes

3 steps

Identity verification
Facial scan
Verification questionnaire

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MiniPay

Setup time: ~8 minutes

3 steps

Identity verification
Facial scan
Verification questionnaire

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Karta

Setup time: 6 minutes

3 steps

Identity document
Facial scan
Verification questionnaire

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Gnosis App

Setup time: 20 minutes

3 steps

ID/Passport Scan
Liveness Check
Proof of Address

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UPay Wallet

Setup time: 10 minutes

3 steps

Mobile number verification
Identity card
Facial scan

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Coca Card

Setup time: ~8 minutes

4 steps

Email verification
ID / passport scan
National ID number
Verification questionnaire

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EasyOnRamp

Setup time: Multi-hour approval process

4 steps

Identity document
Mobile number verification
Proof of address
Facial scan

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Avici

Setup time: ~10 minutes

4 steps

Identity Verification
Facial Scan
Questionaire
Proof of Address

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Infini

Setup time: 20 minutes

4 steps

Identity verification
Questionnaire
Proof of Address
Mobile Number

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DPT Pay

Setup time: ~8 minutes

4 steps

Identity documents
Facial scan
mobile number
Verification questionnairewqqf

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Stella Pay

Setup time: 1 Day

4 steps

Mobile number
Identity document
Proof of address
Facial verification

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Ethena Pay

Setup time: 10 minutes

5 steps

Mobile Verification
ID Document
Questionaire
Facial Verification
additional verification for IBAN accounts.

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EtherFi

Setup time: ~8 minutes

5 steps

Email verification
ID / passport scan
Verification questionnaire
Mobile number verification
Tax ID number required only if you want to use fiat deposits

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Wirex One

Setup time: ~12 minutes

5 steps

Email verification
ID / passport scan
National ID number
Proof of address (strict)
Verification questionnaire

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Solid

Setup time: 8 minutes

5 steps

ID
Mobile number
Email
Facial scan
Questionaire

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Bitget Wallet

Setup time: ~10 minutes

5 steps

Email verification
ID / passport scan
National ID number
Verification questionnaire
Mobile number verification

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Oobit

Setup time: ~7 minutes

5 steps

Email verification
ID / passport scan
National ID number
Verification questionnaire
Mobile number verification

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Jupiter Card

Setup time: 10 minutes

5 steps

Identity Document
Mobile number
Facial scan
Questionaire
More for FIAT deposits

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Send

Setup time: 5 minutes

5 steps

Identity Verification
Mobile number
Questionaire
proof of address
I had to redo KYC all over to get my Wire account.

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Coinbase Card

Setup time:

5 steps

Name
Street address
Date of birth
ID such as driver's license
US citizen or permanent resident 18+

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Bybit Card

Setup time: Fast to apply, but heavily gated for South African applicants

6 steps

Email verification
ID / passport scan
National ID number
Proof of address
Tax number
Authenticator setup

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Bfinance Card

Setup time: 10 minutes

6 steps

Email address
Mobile number
Proof of Address
Identiy document
Facial verification
Questionaire

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Krak

Setup time: ~20 minutes

6 steps

Identity verification
Facial scan
Proof of residence
Tax number
Verification questionnaire
Additional questions on certain deposits

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RedotPay

Setup time: ~12 minutes

6 steps

Email verification
ID / passport scan
National ID number
Proof of address (for full limits)
Verification questionnaire
Mobile number verification

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Kast

Setup time: ~10 minutes

6 steps

Email verification
ID / passport / driver's licence scan
National ID number
Proof of address
Verification questionnaire
Mobile number verification

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Who ranks these cards

I'm Tristyn Pawson, founder of ConsistenC.xyz. Over the last five years I've worked on marketing, development and growth across five crypto cards and neobanks, building at least three of them from scratch.

Alongside that I've run in-depth research on 20+ crypto banks to understand what actually makes someone keep a card in their wallet. These rankings reflect that: which problems are tolerable, and which ones are genuine deal breakers.

Years in market: 5
Cards built on: 5
Neobanks researched: 20+