Ranked #15 of 35
EasyOnRamp Review
Licensed South African treasury infrastructure for moving between fiat and stablecoins.
Quick answer
EasyOnRamp charged a 1.3% FX spread in our test; base cashback 0, highest cashback 0; custody Custodial; KYC required. Independently verified; Last verified 21 Oct 2026 by Tristyn Pawson.
We opened the account ourselves, added the card to a phone wallet and ran live transactions to check the charges, FX claims and cashback.
Card at a glance
We opened the EasyOnRamp account ourselves, loaded it and spent on it, so the figures below reflect what we saw on the card rather than the marketing page.
- FX fee
- 1.3%
- Base cashback
- No cashback
- Highest cashback
- 0
- Card cost
- Free for Physical and Virtual
Claimed by provider
- Wallet architecture
- Custodial
- Setup time
- Multi-hour approval process
- Spend limit
- None (once KYC complete)
- ATM withdrawals
- Not published
The verdict
EasyOnRamp is a licensed and regulated South African platform rather than a card issuer. It gives users in South Africa, Nigeria and Kenya a compliant route between fiat and stablecoins, paid directly to a bank account or external wallet. Expect thorough KYC and a manual review before you can transact.
Score: 7 out of 10
Strengths
- Free Physical Card
- Beginner friendly and fully compliant
- Licensed and regulated in South Africa
- ZAR
- USD
- EUR and GBP accounts
- Deposits paid straight to a bank account
Weaknesses
- KYC review can take several hours
- UI needs work
Compare with other cards
EasyOnRamp vs Ethena Pay
#1 · 1% spread
EasyOnRamp vs Coca Card
#2 · 1.18% spread
EasyOnRamp vs EtherFi
#3 · 0.51% spread
| # | Card | FX spread | Card cost | Base cashback | Custody | Setup time | Score |
|---|---|---|---|---|---|---|---|
| 1 | EasyOnRamp | 1.3% | Free for Physical and Virtual | No cashback | Custodial | Multi-hour approval process | 7/10 |
| 2 | Ethena Pay | 1% | 0 | 4% | Non-Custodial (no option to see keys until deleting account | 10 minutes | 8.5/10 |
| 3 | Coca Card | 1.18% | Free | 1% in USDC, paid on the 10th | Non-Custodial | ~8 minutes | 9.2/10 |
| 4 | EtherFi | 0.51% | Free | 3% instant | Non-Custodial | ~8 minutes | 9.2/10 |
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EasyOnRamp FAQs
EasyOnRamp
1.3% FX · 7/10
Who ranks these cards
I'm Tristyn Pawson, founder of ConsistenC.xyz. Over the last five years I've worked on marketing, development and growth across five crypto cards and neobanks, building at least three of them from scratch.
Alongside that I've run in-depth research on 20+ crypto banks to understand what actually makes someone keep a card in their wallet. These rankings reflect that: which problems are tolerable, and which ones are genuine deal breakers.
- Years in market
- 5
- Cards built on
- 5
- Neobanks researched
- 20+