Ranked #12 of 35
Pulsar Review
Global USD and EUR accounts with a Visa debit card, 1:1 stablecoin top-ups, fee-free EUR spending and a points-based rewards system, with an optional Pulsar Pro subscription.
Quick answer
Pulsar charged a 2.1% FX spread in our test; base cashback 0.5% in Points (Free, first $500, then 0.25%); 4% in Points on Pro, highest cashback 8% in Points on subscriptions (Pro, October campaign); Points redeemable for up to 100% off purchases; custody Non-custodial (as stated by Pulsar); KYC required. Independently verified; Last verified 21 Oct 2026 by Tristyn Pawson.
We opened the account ourselves, added the card to a phone wallet and ran live transactions to check the charges, FX claims and cashback.
Card at a glance
We opened the Pulsar account ourselves, loaded it and spent on it, so the figures below reflect what we saw on the card rather than the marketing page.
- FX fee
- 1%
- Base cashback
- 0.5% in Points (Free, first $500, then 0.25%); 4% in Points on Pro
- Highest cashback
- 8% in Points on subscriptions (Pro, October campaign); Points redeemable for up to 100% off purchases
- Card cost
- Free (Pro $10/month optional)
Verified by us
- Wallet architecture
- Non-custodial (as stated by Pulsar)
- Setup time
- 5-10 minutes
- Spend limit
- No spending limit
- ATM withdrawals
- $250 free, then 2% fee
The verdict
Clearly above average. The app is built well and the points system is a unique angle, and the new 0% stablecoin to EUR model is insanely good. The main drawback is the subscription model, and high FX fees.
Score: 6.8 out of 10
Strengths
- Clean
- well-built app; points system is a unique angle; 0% stablecoin to EUR conversion is insanely good; fair cashback for free users; 1:1 stablecoin top-ups
Weaknesses
- Subscription model for the best rewards; tested non-USD FX fee of 2.1%; US account not available in some countries like South Africa; crypto withdrawals currently only on Arc
Compare with other cards
Pulsar vs Ethena Pay
#1 · 1% spread
Pulsar vs Coca Card
#2 · 1.18% spread
Pulsar vs EtherFi
#3 · 0.51% spread
| # | Card | FX spread | Card cost | Base cashback | Custody | Setup time | Score |
|---|---|---|---|---|---|---|---|
| 1 | Pulsar | 1% | Free (Pro $10/month optional) | 0.5% in Points (Free, first $500, then 0.25%); 4% in Points on Pro | Non-custodial (as stated by Pulsar) | 5-10 minutes | 6.8/10 |
| 2 | Ethena Pay | 1% | 0 | 4% | Non-Custodial (no option to see keys until deleting account | 10 minutes | 8.5/10 |
| 3 | Coca Card | 1.18% | Free | 1% in USDC, paid on the 10th | Non-Custodial | ~8 minutes | 9.2/10 |
| 4 | EtherFi | 0.51% | Free | 3% instant | Non-Custodial | ~8 minutes | 9.2/10 |
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Pulsar FAQs
Pulsar
1% FX · 6.8/10
Who ranks these cards
I'm Tristyn Pawson, founder of ConsistenC.xyz. Over the last five years I've worked on marketing, development and growth across five crypto cards and neobanks, building at least three of them from scratch.
Alongside that I've run in-depth research on 20+ crypto banks to understand what actually makes someone keep a card in their wallet. These rankings reflect that: which problems are tolerable, and which ones are genuine deal breakers.
- Years in market
- 5
- Cards built on
- 5
- Neobanks researched
- 20+