Ranked #17 of 27
DPT Pay Review
A US-BIN card backed by BitGo custody and $250M of insurance.
We opened the account ourselves, added the card to a phone wallet and ran live transactions to check the charges, FX claims and cashback.
Get the DPT Pay
Card at a glance
We opened the DPT Pay account ourselves, loaded it and spent on it, so the figures below reflect what we saw on the card rather than the marketing page.
- FX fee
- 1%
- Base cashback
- No cashback
- Highest cashback
- No cashback
- Card cost
- $10
Claimed by provider
- Wallet architecture
- Custodial
- Setup time
- ~8 minutes
- Spend limit
- No spending cap by default
- ATM withdrawals
- Three withdrawals per day, fee not disclosed
The verdict
DPT Pay is a solid custodial option thanks to BitGo custody and a native US BIN, which makes it useful for international users blocked by localised card restrictions on US platforms. The undisclosed FX spread and absence of cashback are the main reasons it sits mid-table.
Score: 7.5 out of 10
Strengths
- US card BIN for broad merchant and platform compatibility
- BitGo custody with $250M of insurance
- $5 sign-up bonus offsets half the card cost
- Card validity of up to six years
Weaknesses
- The exact FX spread is not disclosed
- No cashback on spending
- ATM withdrawal fees are not published
Compare with other cards
DPT Pay vs Coca Card
#1 · 0% spread
DPT Pay vs EtherFi
#2 · 1% spread
DPT Pay vs XPlace
#3 · 1% spread
| # | Card | FX spread | Card cost | Base cashback | Custody | Setup time | Score |
|---|---|---|---|---|---|---|---|
| 1 | DPT Pay | 1% | $10 | No cashback | Custodial | ~8 minutes | 7.5/10 |
| 2 | Coca Card | 0% | Free | 1% in USDC, paid on the 10th | Non-Custodial | ~8 minutes | 9.2/10 |
| 3 | EtherFi | 1% | Free | 3% instant | Non-Custodial | ~8 minutes | 9.2/10 |
| 4 | XPlace | 1% | Free | 1% + 1% | Non-Custodial | ~10 minutes | 8.5/10 |
Community reviews of DPT Pay
Leave a review
Rate the card out of five. A written review is optional. Every submission is moderated before it appears.
We only use your email to verify submissions. It is never published.
No community reviews published yet. Be the first to rate this card.
DPT Pay FAQs
Who ranks these cards
I'm Tristyn Pawson, founder of ConsistenC.xyz. Over the last five years I've worked on marketing, development and growth across five crypto cards and neobanks, building at least three of them from scratch.
Alongside that I've run in-depth research on 20+ crypto banks to understand what actually makes someone keep a card in their wallet. These rankings reflect that: which problems are tolerable, and which ones are genuine deal breakers.
- Years in market
- 5
- Cards built on
- 5
- Neobanks researched
- 20+