Ranked #23 of 27
KazePay Review
A privacy-first aggregator offering eight card options, including no-KYC issuance.
We opened the account ourselves, added the card to a phone wallet and ran live transactions to check the charges, FX claims and cashback.
Get the KazePay
Card at a glance
We opened the KazePay account ourselves, loaded it and spent on it, so the figures below reflect what we saw on the card rather than the marketing page.
- FX fee
- 2.17%
- Base cashback
- No cashback
- Highest cashback
- No cashback
- Card cost
- $25
Claimed by provider
- Wallet architecture
- Non-Custodial
- Setup time
- ~15 minutes
- Spend limit
- $1,000,000 Monthly
- ATM withdrawals
- 2% Fee
The verdict
KazePay aggregates several issuers into one app, so you can pick between a cheaper card and a high-privacy no-KYC option. The per-transaction authorisation fee and invite gate are the trade-offs for that flexibility.
Score: 7 out of 10
Strengths
- High-privacy issuance available
- Choice of eight different card products
- Spend limits up to $1 000 000 per month
- Integrated QR payment system
- $250 000 single transaction limit
Weaknesses
- $0.25 authorisation fee on every transaction
- Access is invite gated
- No listing on the App Store
- 2.17% FX spread
Compare with other cards
KazePay vs Coca Card
#1 · 0% spread
KazePay vs EtherFi
#2 · 1% spread
KazePay vs XPlace
#3 · 1% spread
| # | Card | FX spread | Card cost | Base cashback | Custody | Setup time | Score |
|---|---|---|---|---|---|---|---|
| 1 | KazePay | 2.17% | $25 | No cashback | Non-Custodial | ~15 minutes | 7/10 |
| 2 | Coca Card | 0% | Free | 1% in USDC, paid on the 10th | Non-Custodial | ~8 minutes | 9.2/10 |
| 3 | EtherFi | 1% | Free | 3% instant | Non-Custodial | ~8 minutes | 9.2/10 |
| 4 | XPlace | 1% | Free | 1% + 1% | Non-Custodial | ~10 minutes | 8.5/10 |
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KazePay FAQs
Who ranks these cards
I'm Tristyn Pawson, founder of ConsistenC.xyz. Over the last five years I've worked on marketing, development and growth across five crypto cards and neobanks, building at least three of them from scratch.
Alongside that I've run in-depth research on 20+ crypto banks to understand what actually makes someone keep a card in their wallet. These rankings reflect that: which problems are tolerable, and which ones are genuine deal breakers.
- Years in market
- 5
- Cards built on
- 5
- Neobanks researched
- 20+