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The Cardify Wire
Everything moving across crypto cards and neobanks, filed as it happens and backed by our own testing.
Stripe Crypto announced on 26 Oct 2026 that businesses can now offramp stablecoins (OUSD, USDC and others) to local bank accounts in nine currencies: USD, EUR, GBP, MXN, BRL, ARS, COP, PHP and NGN. Stripe routes the payouts over local payment networks, including Pix in Brazil, Faster Payments in the UK and NIP in Nigeria.
Guide · October 26, 2026 · 7 min read
Bybit pays 2% cashback and Coca pays 1%, yet Coca was cheaper on the same packet of chips. Here's the cashback minus spread math from 8 cards tested.
Read ArticleFinancial IT reported MoonPay is launching the MoonAgents Card, a virtual Mastercard debit card built for both human users and automated AI agents. The card allows programmatic spending directly from crypto wallets. Cardify Crypto will test setting up automated spending limits and testing transaction approvals on virtual Mastercard rails.
Consensys and Mastercard have officially launched the MetaMask Card across 49 US states. The card allows users to spend crypto directly from self-custodial wallets at Mastercard merchants without transferring funds to a centralized balance beforehand.
Corporate neobank Jeeves raised $110 million in fresh equity funding on September 29, 2026. The company is scaling its stablecoin card program from 25 to 35 countries, expanding into Latin American markets like Argentina, Peru, and Uruguay.
Crypto banking platform Limited closed a $19 million seed round on September 28, 2026. The capital targets treasury services and card products built specifically for crypto businesses and DAOs.
BIX announced plans to expand its self-custody Visa card program from 29 to 49 US states over the next six to eight months. The company is also building virtual accounts to link stablecoin balances directly to ACH, SEPA, and SWIFT networks.
200+ Neobanks were made this year, and Whop just built the pumpfun version of a Neobank. That means abuse will be easy. There's simple moves for Neobanks to take to scam their users.
Whop CEO Steven Schwartz pointed to Whop building infrastructure for internet creators and businesses, including native card issuance, payout routing, and ad financing within one dashboard.
DigiTap announced on September 26, 2026, that it crossed 10,000 crypto cards issued. The milestone comes right before the platform lists its TAP token on exchanges.
The Bitget Wallet Hack has a twisted irony to it. Today is Bitget's 8th Birthday, and this is the 8th-largest crypto hack/loss ever, beating Wormhole and sitting behind FTX. The Bitget team just confirmed that a total of $351.6 million was drained from hot and warm wallets in unauthorized transfers. They've also confirmed that funds are safe with their $464M user protection fund, which will cover the losses. Withdrawals should be back on soon. The Bitget team just confirmed the total $351.6 million was drained from hot and warm wallets in unauthorized transfers. they've also confirmed that funds are safe with their $464M user protection fund which will cover the losses.
Rain introduced real-time funding for its crypto card platform on September 22, 2026. Users connect a self-custody wallet directly to the card and approve spending limits, allowing card transactions to draw directly from wallet balances without pre-loading funds.
What Happens If Rain.xyz (or Wirex) Shuts Down? Rain is the largest crypto card provider right now, and it's not even close. Rain alone issues cards to over 130 "Crypto Neobanks." These are the guys selling spades during the crypto card gold mine. But what happens when regulation changes, or something goes wrong on the back end? What happens when Rain or Wirex shuts down?
I signed up to a "No-KYC" crypto card and got... A Slash card in return. There's so much to this story, so here we go This was a couple days ago, I paid for the card and when loading it to my Google wallet, I was surprised to see Slash. Typically, these privacy card give a blank black card instead. 3 Notable points in my investigation. 1. I informed the Slash team, and asked for a response. This morning they let me know they've dealt with the "abuser of their platform". I can confirm that card no longer works on my end. Slash CEO response - "1. This is a bad actor abusing our platform trying to "sell" Slash cards issued to their company. "2. As soon as you notified us of this, we found and shut the account down." "3. Every US corporate card platform is a constant target of these platforms." I don't believe Slash were in on this, thanks to the team. 2. The same "No-KYC" signup platform still issues working cards. See image I created a second card through the same platform. Different issuer this time. BIN 49372410 → Sunrate Pte. Ltd. (Visa, Singapore). Confirmed working. So this isn’t Slash or related to them. The platform uses on more than one BIN. 3. How “no-KYC” usually actually works. Most of these products are not “nobody on earth has ever done KYC.” In fact, more often than not it's a KYB abuse system. Note the fact that the card is a business card. - A company / program manager already has a KYC’d business relationship with an issuer. - That business is allowed to issue cards under its program. - The card you receive is framed as an employee / contractor / spend card on that business account. - You, the end user, skip personal KYC because you are not the customer of record. The business is. - Typically, the card would not represent the original issuer (like it did with Slash) instead you'd get a blank black card. I've spoken to many crypto cards, many will offer "No-KYC" under the table. This isn't an isolated issue.
Visa announced on September 8 that it now supports more than 160 stablecoin card programs, with card spending up nearly 200% year over year. The payment giant is also launching smart contract working capital tools with Credit Coop so issuers can fund card settlements automatically.
These are the BEST sign-up bonuses for Crypto Cards/Neobanks that I can find
Infrastructure provider Privy announced a partnership with Stripe on September 8 to let apps launch self-custodial stablecoin cards. The integration allows teams to accept stablecoin deposits and issue Visa or Mastercard cards directly within their products.
Financial infrastructure provider AXON raised $5 million in seed funding and secured FINTRAC registration in Canada on September 8. The capital will fund multi-rail banking services that connect traditional fiat rails with crypto card settlement.
A year ago, did the FBI and DOJ suggest that Hamas recommended RedotPay as a way to send donations to them? This doesn't specifically mean there's evidence that RedotPay itself processed or received those funds... This is RedotPay's response
OKX Card announced a September campaign offering 2% cashback up to 100 EUR with no monthly or annual card fees. Cardholders earn rewards on everyday swipes.
Revolut received conditional approval from the OCC for a US banking charter. This allows the neobank to offer FDIC-insured accounts, credit cards, loans, and integrated crypto services natively in the US.
CoinGecko updated its top crypto card comparison guide, highlighting fee schedules across providers like Brighty, Rizon, and MetaMask. FX markups outside local regions and ATM fees remain a major cost driver for users.
Ethena is launching a consumer neobank app called Ethena Pay. It combines fiat accounts, self-custodial USDe stablecoins, card payments, cashback, and yield savings in one interface.
Send just released their card today, and here are my first impressions The Send Card is a great card with little to no hype perks; However, just a little bit of work on it will go a long way. Rating: 6/10 This is a card I was excited for, and so when I saw their announcement, I love Wirex in general, and so I signed up quickly. I probably won't be making the switch over. - The UI is great, and that was what we all expected - The app works intuitively; the process of grabbing my card was easy. - Good investment options, + RWA stocks, + CUSD deposit option - Self-Custody (sort of, you top up the card separately) - US Bank transfer availability. - Too much KYC (Mobile number, ID, Proof of address, ugg, Facial scan), then had to do the - KYC again for Bank Transfer? - Lack of docs detailing the card - Glitches in topping up to my card - No cashback - 2.2% FX fee. I tested it out tonight; my wife wanted chocolate at 10 pm, so I took a trip to the gas station and bought this Cadbury chocolate for R29.90. VISA rate is R29.99 = $1.87. Send Card rate was R29.99 = $1.92 - a 2.2% FX fee added The app claims a $0.00 fee, which isn't true. Nowhere do I see documents showcasing the card's details and its fees. That being said... The card is barely a few hours old, so I'll give this another test in the coming weeks.
Fasset raised $68 million in Series C funding led by SBI Group, hitting a $1 billion valuation. The stablecoin-focused neobank is expanding its global payment rails and digital banking features.
MEXC officially rolled out its Global Card, allowing users to spend crypto globally at Visa or Mastercard merchants. The exchange claims eligible purchases can earn up to 10% cashback.
OKX is highlighting updated card perks including 2% cashback, up to 3.5% APY via Pay Boost, and monthly subscription discounts on eligible merchant purchases.
Breaking: Major Neobank exploited as hacker drains over $650,000 from Avici. Avici is a Solana neobank targeted with over $650K drained from user card collateral accounts.
Cross-border stablecoin neobank Nxos joined the YZi Labs accelerator program. The platform combines fiat and stablecoin balances into a single account and routes crypto payments directly to bank accounts and payment cards.
The crypto industry has spent over a decade drilling one golden rule into everyone's heads: not your keys, not your coins. Somehow Neobanks ignore this.
Analysis of the Uphold Crypto Card shows that its 1 percent cashback in GBP only applies to purchases funded directly from fiat GBP balances. Transactions funded with crypto or metals earn zero cashback, alongside a 500 GBP monthly cash withdrawal limit.
Visa joined Singapore's stablecoin initiative to pilot seven day settlement in partnership with Nium. The move comes as Nium expands domestic card issuance in the US alongside its global footprint across Europe, the UK, and Asia.
Visa is reportedly hunting for a new stablecoin settlement provider with multi-regional licensing capabilities. This follows Mastercard acquiring BVNK, escalating an infrastructure battle between card networks to power back-end crypto debit card settlement.
Wirex Banking-as-a-Service doubled its annualised transaction volume to $2 billion in 110 days. The platform has signed over 70 partner clients since launching its stablecoin infrastructure in late 2025.
Stablecoin neobank Fasset secured $68 million in Series C funding led by Japan's SBI Group, bringing its total 2026 raise to $119 million and valuation to $1 billion. The digital bank uses stablecoins on an Ethereum Layer 2 to power crypto cards and bank account transfers across 50 payment corridors.
Aconomy Card launched its payment card product, letting users top up with crypto and automatically convert their balance to local fiat at the point of sale.
OKX Card purchase volume has risen 280% year over year across Europe. European consumers are using the card primarily for everyday purchases such as groceries and public transit.
Oobit has teamed up with Web3 payment infrastructure provider AEON to enable crypto payments across Vietnam's VietQR network. Users can now scan local VietQR codes at merchants to settle payments instantly using their crypto balances.
Stablecoin card infrastructure startup Rain reports that over 100,000 merchants process stablecoin transactions via existing card rails without specialized integration. The firm is now developing card payment rails specifically designed for AI agents to spend balances.
Krak's US Visa debit is live. They do not claim 1:1 USDT to USD. Crypto spend carries a variable spread. Foreign-currency taps get the Visa rate plus 1%. Cashback is up to 2%, and 2% needs a $50k 30-day average.
Who holds the keys when a crypto card is in your pocket. Custodial vs self-custodial, and what happens if the issuer dies.
Cashinout.io looks amazing. You will find a busy Telegram bot. It looks ready for new users. Dig deeper, read past the marketing, and look at the real user experiences. The risk level is exceptionally high. Let me show you why this platform is highly likely to be a scam.
Binance just opened a $473 million lawsuit against the RedotPay founders. After reading it, this is less David and Goliath and more a warning shot about breaking the rules.
Eight crypto cards, one R23.99 packet of chips, and a mid-market benchmark of $1.48. Here is the real FX spread, cashback and KYC reality behind every card.
News · September 27, 2026
200+ Neobanks were made this year, and Whop just built the pumpfun version of a Neobank. That means abuse will be easy. There's simple moves for Neobanks to take to scam their users.
Read ArticleNews · September 24, 2026
A hot and warm wallet breach drained $351.6 million from Bitget on its eighth birthday. While the platform's $464 million reserve fund covers the loss, withdrawal freezes highlight the liquidity risks facing exchange balance holders.
Read ArticleNews · September 23, 2026
What Happens If Rain.xyz (or Wirex) Shuts Down? Rain is the largest crypto card provider right now, and it's not even close. Rain alone issues cards to over 130 "Crypto Neobanks." These are the guys selling spades during the crypto card gold mine. But what happens when regulation changes, or something goes wrong on the back end? What happens when Rain or Wirex shuts down?
Read ArticleNews · September 9, 2026
These are the BEST sign-up bonuses for Crypto Cards/Neobanks that I can find
Read ArticleNews · August 29, 2026
Breaking: Major Neobank exploited as hacker drains over $650,000 from Avici. Avici is a Solana neobank targeted with over $650K drained from user card collateral accounts.
Read ArticleNews · August 25, 2026
The crypto industry has spent over a decade drilling one golden rule into everyone's heads: not your keys, not your coins. Somehow Neobanks ignore this.
Read ArticleNews · August 18, 2026
Krak's US Visa debit is live. They do not claim 1:1 USDT to USD. Crypto spend carries a variable spread. Foreign-currency taps get the Visa rate plus 1%. Cashback is up to 2%, and 2% needs a $50k 30-day average.
Read ArticleGuide · August 18, 2026
Who holds the keys when a crypto card is in your pocket. Custodial vs self-custodial, and what happens if the issuer dies.
Read ArticleReview · August 8, 2026
Cashinout.io looks amazing. You will find a busy Telegram bot. It looks ready for new users. Dig deeper, read past the marketing, and look at the real user experiences. The risk level is exceptionally high. Let me show you why this platform is highly likely to be a scam.
Read ArticleNews · August 6, 2026
Binance just opened a $473 million lawsuit against the RedotPay founders. After reading it, this is less David and Goliath and more a warning shot about breaking the rules.
Read ArticleTesting · February 14, 2026
Eight crypto cards, one R23.99 packet of chips, and a mid-market benchmark of $1.48. Here is the real FX spread, cashback and KYC reality behind every card.
Read Article