Ranked #30 of 35
WhiteBIT Nova USD Card Review
WhiteBIT's Visa debit card that spends straight from your exchange balance, with category cashback in BTC or WBT.
Quick answer
According to WhiteBIT Nova USD Card's website, its FX spread is 1.5%; base cashback Up to 10% by category, capped at $25 a month, highest cashback Up to 10% (Subscriptions category); custody Custodial; KYC required. According to the card website; Last verified 28 Oct 2026 by Tristyn Pawson.
Figures are as published by the provider and cross-checked against public documentation. No live transaction test has been completed yet.
Card at a glance
The figures below are the terms published by the provider and cross-checked against their documentation. A tested breakdown lands here once the card goes through our benchmark purchase.
- FX fee
- 1.5%
- Base cashback
- Up to 10% by category, capped at $25 a month
- Highest cashback
- Up to 10% (Subscriptions category)
- Card cost
- Free
Claimed by provider
- Wallet architecture
- Custodial
- Setup time
- Virtual card after KYC and card application in the app
- Spend limit
- $40,000 a day, $200,000 a month
- ATM withdrawals
- Not available
The verdict
WhiteBIT Nova USD spends straight from your exchange balance, and there's no card fee at all.
The cost comes on each swipe. WhiteBIT lists 1.5% + $0.20 per transaction and a 1.5% conversion fee.
Cashback goes up to 10% by category, but it's capped at $25 a month. There are no ATM withdrawals.
These are WhiteBIT's own published numbers. We haven't tested this one yet.
Not rated yet
Strengths
- No opening, monthly, inactivity or cancellation fee
- Spends straight from the exchange balance
- Pick 3 cashback categories
Weaknesses
- 1.5% + $0.20 on every transaction
- Cashback capped at $25 a month
- No ATM withdrawals
Compare with other cards
WhiteBIT Nova USD Card vs Ethena Pay
#1 · 1% spread
WhiteBIT Nova USD Card vs Coca Card
#2 · 1.18% spread
WhiteBIT Nova USD Card vs EtherFi
#3 · 0.51% spread
| # | Card | FX spread | Card cost | Base cashback | Custody | Setup time | Score |
|---|---|---|---|---|---|---|---|
| 1 | WhiteBIT Nova USD Card | 1.5% | Free | Up to 10% by category, capped at $25 a month | Custodial | Virtual card after KYC and card application in the app | Not rated yet |
| 2 | Ethena Pay | 1% | 0 | 4% | Non-Custodial (no option to see keys until deleting account | 10 minutes | 8.5/10 |
| 3 | Coca Card | 1.18% | Free | 1% in USDC, paid on the 10th | Non-Custodial | ~8 minutes | 9.2/10 |
| 4 | EtherFi | 0.51% | Free | 3% instant | Non-Custodial | ~8 minutes | 9.2/10 |
Community reviews of WhiteBIT Nova USD Card
Leave a review
Rate the card out of five. A written review is optional. Every submission is moderated before it appears.
We only use your email to verify submissions. It is never published.
No community reviews published yet. Be the first to rate this card.
WhiteBIT Nova USD Card FAQs
WhiteBIT Nova USD Card
1.5% FX · Not rated yet
Who ranks these cards
I'm Tristyn Pawson, founder of ConsistenC.xyz. Over the last five years I've worked on marketing, development and growth across five crypto cards and neobanks, building at least three of them from scratch.
Alongside that I've run in-depth research on 20+ crypto banks to understand what actually makes someone keep a card in their wallet. These rankings reflect that: which problems are tolerable, and which ones are genuine deal breakers.
- Years in market
- 5
- Cards built on
- 5
- Neobanks researched
- 20+