Does my friend have to spend on the card?

No. The deposit into an X-Account Plus is what triggers the reward.

How do I get the higher tier?

Their deposit needs to be over $500 rather than over $100. That moves both of you from $10 to $30.

How long does payment take?

Wirex describes it as instant once the eligible deposit lands.

How to use the Wirex referral link

Last checked 8 Sept 2026

Wirex is the simplest one here. No spend targets, no merchant counting, just a deposit into an X-Account Plus and the bonus lands.

Our Wirex One referral link

https://wirexone.app.link/invite?referral_code=0x2B04FfD30bcDC0405ca685a6Bea6Ff0a3E668169

Open the Wirex One sign up

This is an affiliate link. It never changes where the card sits in the ranking.

How the Wirex One referral system works

You share your Wirex referral link, which you can customise by changing your account nickname. Your friend signs up and deposits into an X-Account Plus. A deposit over $100 pays both of you $10, and a deposit over $500 pays both of you $30. There is no limit on how many people you can refer.

Getting the reward, step by step

1Log in to Wirex and open your referral link
2Change your account nickname first if you want a cleaner link
3Share the link
4Your friend signs up and opens an X-Account Plus
5They deposit over $100 for the $10 tier, or over $500 for the $30 tier
6You both get the cash reward

What has to happen before you get paid

Both of you need a valid Wirex account
The deposit has to go into an X-Account Plus
Over $100 for the $10 tier or over $500 for the $30 tier
No reward if the deposit threshold is missed

Payout timing. Paid instantly once the qualifying deposit is completed.

Source

Wirex Help Center, Refer a friend FAQ

Terms confirmed against the provider's own documentation.

Wirex publishes separate Global and UK promotion terms which can carry region specific figures, so check the tier for your country before promising anyone a number.

Read the full Wirex One review