Head to head
Tevau Card vs EtherFi
Both cards run on the same benchmark test, so this compares deducted cost rather than advertised rates.
| Metric | Te Tevau Card | Et EtherFi |
|---|---|---|
| Overall rank | #27 of 35 | #3 of 35 |
| FX spread | 1.2% | 0.51% |
| Base cashback | None published | 3% instant |
| Custody | Custodial | Non-Custodial |
| Virtual card | $20 one-time fee | First free, $10 for additional |
| Physical card | $100 one-time fee (Plastic) | $50 (metal unlocked on higher VIP tiers) |
| Spend limit | Up to $30,000/day on the free Core tier | |
| ATM withdrawals | 1.9% (physical card only) | $250/day limit, 2% flat fee, no free tier |
| Setup time | Virtual card issued in the app after approval | ~8 minutes |
| KYC steps | 1 | 5 |
| Score | Not rated yet | 9.2/10 |
Tevau Card
Tevau is a simple USDT Visa card, and the fees are all out in the open. FX is 1.2% on non-USD spend. Spend in USD and it's $0.20 + 0.5% per transaction. Every top-up costs 1% on top. You also pay $20 for a virtual card or $100 for plastic just to get started. ATM withdrawals are 1.9% and only on the physical card. These are Tevau's own published numbers. We haven't funded and tested this one yet.
EtherFi
EtherFi charges a 0.51% spread when you swipe in a foreign currency, but the instant 3% cashback more than neutralises it. Net cost on the benchmark purchase came to $1.45, below the mid-market value of the same basket. Stay under the $2,000 monthly cap and the card pays you to spend.
Who ranks these cards
I'm Tristyn Pawson, founder of ConsistenC.xyz. Over the last five years I've worked on marketing, development and growth across five crypto cards and neobanks, building at least three of them from scratch.
Alongside that I've run in-depth research on 20+ crypto banks to understand what actually makes someone keep a card in their wallet. These rankings reflect that: which problems are tolerable, and which ones are genuine deal breakers.
- Years in market
- 5
- Cards built on
- 5
- Neobanks researched
- 20+