Head to head
Tevau Card vs Coca Card
Both cards run on the same benchmark test, so this compares deducted cost rather than advertised rates.
| Metric | Te Tevau Card | Co Coca Card |
|---|---|---|
| Overall rank | #27 of 35 | #2 of 35 |
| FX spread | 1.2% | 1.18% |
| Base cashback | None published | 1% in USDC, paid on the 10th |
| Custody | Custodial | Non-Custodial |
| Virtual card | $20 one-time fee | Free |
| Physical card | $100 one-time fee (Plastic) | $1 + international shipping |
| Spend limit | $30,000 / month | |
| ATM withdrawals | 1.9% (physical card only) | Fee-free up to $250/month, network fees apply above |
| Setup time | Virtual card issued in the app after approval | ~8 minutes |
| KYC steps | 1 | 4 |
| Score | Not rated yet | 9.2/10 |
Tevau Card
Tevau is a simple USDT Visa card, and the fees are all out in the open. FX is 1.2% on non-USD spend. Spend in USD and it's $0.20 + 0.5% per transaction. Every top-up costs 1% on top. You also pay $20 for a virtual card or $100 for plastic just to get started. ATM withdrawals are 1.9% and only on the physical card. These are Tevau's own published numbers. We haven't funded and tested this one yet.
Coca Card
Coca takes the top spot because it pairs a genuinely non-custodial wallet with stablecoin cashback that cancels out its FX spread. A single-tier upgrade unlocks up to 8% cashback, 50% off subscriptions and 5% APY, which is the best value on offer anywhere in this ranking. It's also a useful crypto wallet entirely on its own. The crypto wallet includes WalletConnect, meaning you can integrate it into your own apps.
Who ranks these cards
I'm Tristyn Pawson, founder of ConsistenC.xyz. Over the last five years I've worked on marketing, development and growth across five crypto cards and neobanks, building at least three of them from scratch.
Alongside that I've run in-depth research on 20+ crypto banks to understand what actually makes someone keep a card in their wallet. These rankings reflect that: which problems are tolerable, and which ones are genuine deal breakers.
- Years in market
- 5
- Cards built on
- 5
- Neobanks researched
- 20+