Head to head
Avici vs Bitget Wallet
Both cards run on the same benchmark test, so this compares deducted cost rather than advertised rates.
| Metric | Av Avici | Bi Bitget Wallet |
|---|---|---|
| Overall rank | #13 of 13 | #3 of 13 |
| Gross FX spread | 1.15% | 0.51% |
| Net cost on test | N/A | ~$1.47, a perfect mid-market rate |
| Base cashback | 0 | Full FX fee refunded as cashback |
| Custody | Non-Custodial | Non-Custodial |
| Virtual card | $15 once off/ $30 yearly premium | Free |
| Physical card | Physical Platinum is $50; Physical Signature is $75 | $49 processing & shipping |
| Spend limit | Undisclosed | $5,000 daily / $100,000 yearly |
| ATM withdrawals | $1 Fee + 0.65 | No ATM or over-the-counter cash withdrawals |
| Setup time | ~10 minutes | ~10 minutes |
| KYC steps | 4 | 5 |
| Score | 5/10 | 8.8/10 |
Avici
Avici functions as a self-custodial secured Visa credit card rather than a traditional direct-spend debit card. You must lock USDC into a smart contract to access an equivalent USD credit line. While the underlying account abstraction technology is excellent for security, the steep physical card issuance fees and reported hidden spreads on top-ups make it a heavily restrictive option compared to standard crypto debit cards.
Bitget Wallet
Factor in the $0.02 guaranteed cashback and your net effective cost drops to exactly $1.47. Bitget Wallet essentially subsidises the entire Mastercard network fee, giving you a mathematically perfect mid-market exchange rate.
Who ranks these cards
I'm Tristyn Pawson, founder of ConsistenC.xyz. Over the last five years I've worked on marketing, development and growth across five crypto cards and neobanks, building at least three of them from scratch.
Alongside that I've run in-depth research on 20+ crypto banks to understand what actually makes someone keep a card in their wallet. These rankings reflect that: which problems are tolerable, and which ones are genuine deal breakers.
- Years in market
- 5
- Cards built on
- 5
- Neobanks researched
- 20+