Of
1 steps
Offgrid
Setup time: Once you have a code, 5 minutes
- Passkey set up.
KYC requirements
What each card actually asks for.
Every provider below was signed up for personally. These are the exact verification steps requested, ordered from lightest onboarding to heaviest.
Ka
2 steps
KazePay
Setup time: ~15 minutes
- None on the base tier
- Requirements vary by card tier
XP
3 steps
XPlace
Setup time: ~10 minutes
- Identity verification
- Facial scan
- Verification questionnaire
Ca
3 steps
Cashi
Setup time: 7 minutes
- ID documents
- Questionaire
- Facial verification
Mi
3 steps
MiniPay
Setup time: ~8 minutes
- Identity verification
- Facial scan
- Verification questionnaire
Ka
3 steps
Karta
Setup time: 6 minutes
- Identity document
- Facial scan
- Verification questionnaire
Gn
3 steps
Gnosis App
Setup time: 20 minutes
- ID/Passport Scan
- Liveness Check
- Proof of Address
Pl
3 steps
Plasma One
Setup time: 10 minutes
- Identity verification
- facial scan
- questionaire
UP
3 steps
UPay Wallet
Setup time: 10 minutes
- Mobile number verification
- Identity card
- Facial scan
Co
4 steps
Coca Card
Setup time: ~8 minutes
- Email verification
- ID / passport scan
- National ID number
- Verification questionnaire
Ea
4 steps
EasyOnRamp
Setup time: Multi-hour approval process
- Identity document
- Mobile number verification
- Proof of address
- Facial scan
In
4 steps
Infini
Setup time: 20 minutes
- Identity verification
- Questionnaire
- Proof of Address
- Mobile Number
DP
4 steps
DPT Pay
Setup time: ~8 minutes
- Identity documents
- Facial scan
- mobile number
- Verification questionnairewqqf
St
4 steps
Stella Pay
Setup time: 1 Day
- Mobile number
- Identity document
- Proof of address
- Facial verification
Et
5 steps
EtherFi
Setup time: ~8 minutes
- Email verification
- ID / passport scan
- Verification questionnaire
- Mobile number verification
- Tax ID number required only if you want to use fiat deposits
Wi
5 steps
Wirex One
Setup time: ~12 minutes
- Email verification
- ID / passport scan
- National ID number
- Proof of address (strict)
- Verification questionnaire
Et
5 steps
Ethena Pay
Setup time: 10 minutes
- Mobile Verification
- ID Document
- Questionaire
- Facial Verification
- additional verification for IBAN accounts.
Bi
5 steps
Bitget Wallet
Setup time: ~10 minutes
- Email verification
- ID / passport scan
- National ID number
- Verification questionnaire
- Mobile number verification
Oo
5 steps
Oobit
Setup time: ~7 minutes
- Email verification
- ID / passport scan
- National ID number
- Verification questionnaire
- Mobile number verification
Ju
5 steps
Jupiter Card
Setup time: 10 minutes
- Identity Document
- Mobile number
- Facial scan
- Questionaire
- More for FIAT deposits
Se
5 steps
Send
Setup time: 5 minutes
- Identity Verification
- Mobile number
- Questionaire
- proof of address
- I had to redo KYC all over to get my Wire account.
Bf
6 steps
Bfinance Card
Setup time: 10 minutes
- Email address
- Mobile number
- Proof of Address
- Identiy document
- Facial verification
- Questionaire
Kr
6 steps
Krak
Setup time: ~20 minutes
- Identity verification
- Facial scan
- Proof of residence
- Tax number
- Verification questionnaire
- Additional questions on certain deposits
Ri
6 steps
Rizz Card
Setup time: 5 minutes No KYC
- Only a TG Sign in. No identity-document upload at customer signup
- no email required
- no phone required
- no selfie required
- SimplifyLabs may perform identity
- address and source-of-funds checks.
By
6 steps
Bybit Card
Setup time: Fast to apply, but heavily gated for South African applicants
- Email verification
- ID / passport scan
- National ID number
- Proof of address
- Tax number
- Authenticator setup
Re
6 steps
RedotPay
Setup time: ~12 minutes
- Email verification
- ID / passport scan
- National ID number
- Proof of address (for full limits)
- Verification questionnaire
- Mobile number verification
Ka
6 steps
Kast
Setup time: ~10 minutes
- Email verification
- ID / passport / driver's licence scan
- National ID number
- Proof of address
- Verification questionnaire
- Mobile number verification
Who ranks these cards
I'm Tristyn Pawson, founder of ConsistenC.xyz. Over the last five years I've worked on marketing, development and growth across five crypto cards and neobanks, building at least three of them from scratch.
Alongside that I've run in-depth research on 20+ crypto banks to understand what actually makes someone keep a card in their wallet. These rankings reflect that: which problems are tolerable, and which ones are genuine deal breakers.
- Years in market
- 5
- Cards built on
- 5
- Neobanks researched
- 20+