Ranked #26 of 27
Stella Pay 리뷰
A US Ready crypto card. A standard, no bull, just use case.
The identical test was run and evidenced by a trusted third party, usually because the card is not available to us in our own region.
Get the Stella Pay
Card at a glance
A trusted tester ran this card for us in its home region and sent through the evidence, so the figures below are checked rather than simply copied from the provider.
- FX fee
- 0%
- Base cashback
- No cashback
- Highest cashback
- No cashback
- Card cost
- Not published
Claimed by provider
- Wallet architecture
- Custodial
- Setup time
- 1 Day
- Spend limit
- $2,000 per day and $10,000 per month
- ATM withdrawals
- 2% + ATM's fee.
The verdict
The US Merchant availability and the AliPay/WeChat enabling of this crypto card make it very usable in 2 difficult markets. However, the card has minimal perks and low marketing. It just works.
Score: 5 out of 10
Strengths
- US Ready
- Alipay integration
- WeChat integration
- 5
- 3% APY
Weaknesses
- No KYC
- Long approval process
- limited information
Compare with other cards
Stella Pay vs Coca Card
#1 · 0% spread
Stella Pay vs EtherFi
#2 · 1% spread
Stella Pay vs XPlace
#3 · 1% spread
| # | Card | FX spread | Card cost | Base cashback | Custody | Setup time | Score |
|---|---|---|---|---|---|---|---|
| 1 | Stella Pay | 0% | Free | No cashback | Custodial | 1 Day | 5/10 |
| 2 | Coca Card | 0% | Free | 1% in USDC, paid on the 10th | Non-Custodial | ~8 minutes | 9.2/10 |
| 3 | EtherFi | 1% | Free | 3% instant | Non-Custodial | ~8 minutes | 9.2/10 |
| 4 | XPlace | 1% | Free | 1% + 1% | Non-Custodial | ~10 minutes | 8.5/10 |
Community reviews of Stella Pay
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Stella Pay FAQs
Who ranks these cards
I'm Tristyn Pawson, founder of ConsistenC.xyz. Over the last five years I've worked on marketing, development and growth across five crypto cards and neobanks, building at least three of them from scratch.
Alongside that I've run in-depth research on 20+ crypto banks to understand what actually makes someone keep a card in their wallet. These rankings reflect that: which problems are tolerable, and which ones are genuine deal breakers.
- Years in market
- 5
- Cards built on
- 5
- Neobanks researched
- 20+